If you notice an error on this page, please use the "Suggest an Update" link to let us know about it.

Canada. Human Resources and Social Development Income Security Programs, Canada Pension Plan, Credit Splitting
[  Suggest an Update |  Suggest Volunteer Opportunity ] Record #: OAK2303 Last Full Update: 10 Nov 2009
Contact Information
Alternate Name	CPP; HRSD;
Former Name	HRDC; Human Resources Development Canada; Social Development Canada; SDC;
Located In Community	Halton Region
Mailing Address	c/o Income Security Programs  PO Box 2020  65 William St S  Chatham, ON N7M 6B2
Wheelchair Accessibility	Fully Accessible
TTY Phone	General or Online Service Inquiries:  1-800-255-4786
Toll Free Phone	General Inquiries:  English 1-800-277-9914  French 1-800-277-9915  Online Service Inquiries:  English or French 1-877-454-4051
Website	www1.servicecanada.gc.ca/en/isp/pub/factsheets/credit.shtml
Service Details
Areas Served	Halton Region
Description	The Canada Pension Plan recognizes that in a legal marriage or common-law relationship, both spouses or common-law partners share in the building of their assets and entitlements. Among these are Canada Pension Plan pension credits.  When a relationship ends, the Canada Pension Plan pension credits which the couple built up during the time they lived together can be divided equally between them. This division is called "credit splitting".  Credits can be split even if one spouse or common-law partner did not pay into the Canada Pension Plan.      Click on website link for detailed information on Credit Splitting.    Local Offices For Further Information:  Burlington Satellite Office  440 Elizabeth St   Burlington, ON L7R 2M1  905-637-4525    Georgetown Satellite Office  232 Guelph St   Georgetown, ON L7G 4B1  Voice automated only 905-877-6915    Milton Satellite Office  106-310 Main St E   Milton, ON L9T 1P4  905-878-8418    Oakville Satellite Office  117 Cross Ave, Unit 5B   Oakville, ON   1-800-959-9522
Hours	Telephone Enquiry Centre: Mon-Fri 8:30 am-4:30 pm;  Automated Telephone Service: 24 hours/day, 7 days/week
Eligibility	Since 1978 the CPP has contained a provision allowing CPP credits to be divided between ex-spouses after a divorce or legal annulment. In January 1987, the provision was broadened to include those who separate from a legal or common-law union. Either you or your former spouse of common-law partner may make the request.  For the purpose of the Canada Pension Plan, a "spouse" is the person to whom you are legally married.  "Common-law partners" is defined as two people, regardless of sex, who have lived together in a conjugal relationship for at least one year.
Application	In the case of a legal divorce that took place on or after January 1, 1987 you do not have to apply. Canada Pension Plan simply needs to be notified that the divorce occurred and given certain information (with documentation), such as the length of time you lived together. In all other cases, you do have to apply.    Application forms can be downloaded here.
Fees	None
Languages	English ; French
Resources Available	A brief brochure can be downloaded here. (Adobe Acrobat required to view)
Funding	Federal
Service Level	(40) Federal Government
Indexing
Service Categories	Canada Pension Plan