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Income Security Programs, Old Age Security Program, Guaranteed Income Supplement
|Alternate Name||GIS ; HRSDC ; Old Age Pension ; SDC|
|Former Name||HRDC ; Human Resources and Social Development ; Social Development Canada|
|Located In Community||Halton Region|
|Site Location||see description for local offices|
|Mailing Address||c/o Service Canada |
PO Box 5100
Scarborough, ON M1R 5C8
|Areas Served||Halton Region|
|Wheelchair Accessibility||Fully Accessible - Service Canada Centres|
|Hours||Telephone agents Mon-Fri 8:30 am-4:30 pm; |
Automated Telephone Information system Mon-Sun 24 hours
|Toll Free Phone||1-800-277-9914|
|Description & Services|
|Description||The Old Age Security program is one of the cornerstones of Canada's retirement income system. Benefits include the basic Old Age Security pension, the Guaranteed Income Supplement and the Allowance. The Old Age Security program is financed from Government of Canada general tax revenues. All benefits payable under the Old Age Security Act are adjusted in January, April, July and October if there are increases in the cost of living as measured by the Consumer Price Index. |
The Guaranteed Income Supplement provides additional money, on top of the Old Age Security pension, to low-income seniors living in Canada. To be eligible for the GIS benefit, you must be receiving the Old Age Security pension and meet the certain income requirements.
Guaranteed Income Supplement payments may begin in the same month as Old Age Security pension payments.
Recipients must re-apply annually for the Guaranteed Income Supplement benefit by filing an income statement or by completing an income tax return by April 30.
Therefore, the amount of monthly payments determined for the year may increase or decrease according to reported changes in a recipient's yearly income.
Unlike the basic Old Age Security pension, the Guaranteed Income Supplement is not subject to income tax. The Guaranteed Income Supplement is not payable outside Canada beyond a period of six months, regardless of how long the person has lived in Canada.
For a list of OAS/GIS/GAINS payments, see the GAINS Benefit Rate Tables.
See website for rates and full details of the program.
Local offices for further information:
Burlington Service Canada Office
Georgetown Service Canada Office
Milton Service Canada Office
Oakville Service Canada Office
|Broader Terms||Adults ; Age groups ; Financial programs ; Financial services ; Government|
|Subjects||Federal government ; Income supplements ; Low income people ; Seniors|
|Related Terms||Armed forces ; Census ; Crown land ; Immigration ; International affairs ; Low income housing ; Reduced cost services ; Seniors clubs ; Seniors discounts ; Seniors housing|
|Eligibility||Ages: 65 year(s) and up |
To receive GIS benefit, a person must be receiving an OAS pension. The yearly income of the applicant or, in the case of a couple, the combined income of the applicant and spouse, may not exceed certain limits. Application forms are forwarded automatically to persons receiving Old Age Security.
See website for more details on criteria for eligibility.
|Application||You must apply to receive the Guaranteed Income Supplement (GIS). The application kit will describe what documents, if any, are needed. |
To get an application form call 1-800-277-9914 (TTY: 1-800-255-4786).
You must re-apply annually for the GIS by filing an income statement or by completing an income tax return by April 30.
|Languages||English ; French|
|Directory Description and Headings|
|Seniors Directory Headings||Government Programs/ Pensions/ Financial Aid|