Canada. Service Canada

Site: Scarborough - Mailing Address

Service: Canada Pension Plan

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Record #: OAK0202 Last Modified: 26 Nov 2014 Last Full Update: 23 Jun 2014 Update Schedule: 03 Jan 2015
Record Owner: OAK Date Created: 02 Oct 2003 Date Deleted: N/A  
Agency and Service Names
Alternate NameCPP ; HRSDC ; ServiceCanada
Former NameIncome Security Programs (2013)
Contact Information
Toll Free Phone1-800-277-9914
TTY Phone1-800-255-4786
Websitewww.servicecanada.gc.ca/eng/services/pensions/cpp/index.shtml
Social MediaTwitter YouTube
Agency Information
Agency DescriptionA monthly payment to people who have contributed to the Canada Pension Plan, or both Canada Pension Plan and Quebec Pension Plan, and who live outside the province of Quebec and who are at least 60 years of age.
Service Level(40) Federal Government
FundingFederal
Agency Services
Description and Service Details
Service DescriptionThe recipient may choose to start the pension at one of three different times:  
 
Age 65: 
* payable the month after the applicant's 65th birthday 
 
Early retirement pension at age 60-64:  
* CPP reduces your pension amount by 0.5% for each month that you take it before age 65, calculated from the time you begin receiving your pension 
* starting in 2012 to 2016, this early pension reduction will gradually increase from 0.52% to 0.6% per month * this means that if you start receiving your CPP pension in 2016 at age 60, your pension amount will be 36% less than it would have been had you taken it at age 65 
 
Late retirement pension at age 65-70:  
* if you take your pension after age 65, your monthly payment amount will increase by 0.7 % for each month that you delay receiving it up to age 70 (8.4% per year) 
* this means that, an individual who starts receiving their retirement pension at the age of 70 will receive 42% more than if they had taken it at 65 
 
 
The pension amount is adjusted annually to reflect changes in Consumer Price Index. 
 
See Local Service Canada Centres for information: 
Burlington Service Canada Centre 
Georgetown Service Canada Centre  
Milton Service Canada Centre  
Oakville Service Canada Centre  
HoursToll free number Mon-Fri 8:30 am-4:30 pm 
Areas ServedHalton Region ; Peel Region
EligibilityAges: 60 year(s) and up 
 
Any person who has made at least one valid contribution to the CPP and if you are at least 65 or you are between 60 and 64, and meet the earning requirements set out in the legislation.
ApplicationYour retirement pension does not start automatically, you must apply for it.  
Apply about six months in advance, otherwise no later than the month you cease working. Documents required: proof of date of birth; social insurance number on which contributions were made.  
You can apply online or an application form can be downloaded from the website, picked up at local area centres, or ordered by calling the 1-800 number. 
Completed forms should be mailed to the nearest Service Canada Office.
LanguagesEnglish ; French
FeesNone
Additional Services at this Site
Directory Description and Headings
Seniors Directory HeadingsGovernment Programs/ Pensions/ Financial Aid
Site Information
Site LocationLocal Service Canada centres
Located In CommunityGreater Toronto Area
Mailing Addressc/o Service Canada 
PO Box 5100 
Station D 
Scarborough, ON M1R 5C8
Wheelchair AccessibilityNot Applicable
Taxonomy and Classification
Service CategoriesCanada Pension Plan